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Scam artists are experts at establishing rapport and have made a science of gaining your trust to separate you from your money. They look and sound good, and their offers appear even better. They offer to do all of the "hard work" for you in making decisions. They earn your trust, then use that sense of trust against you when you start to ask questions. The con artist's goal is to increase his or her own profits, not yours.
It's a fact that, as we live longer, we need to make good decisions about important financial needs. Are you putting off decisions about life insurance, annuities, securities or other investments because you are confused about all your choices? Are you avoiding making financial plans because you're afraid you'll buy the wrong product or, worse, fall victim to a scam? You don't need to be afraid, but you do need to take action.
Here a few rules that can help protect you from consumer fraud:
The Ohio Department of Insurance and the Ohio Department of Aging have launched a new Web site, www.takeaction.ohio.gov, to help you educate yourself about common types of consumer fraud. Read updates about fraud, learn about regional workshops, share success stories and connect with others about consumer protection. You also can get copies of "Take Action: Protect Yourself From Fraud," a workbook designed to help you identify the right financial products, collect important information and make wise decisions for your financial future.